The FAQs

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Employer Connection

General
Installment Loan
Line Of Credit

What employer should I use?

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If you have more than one employer, select the one from our list that provides you with your highest net income.

Why do I need to log in to my employer’s payroll system?

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We use third-party services, such as Pinwheel and Argyle, to verify employment details, and to automatically update your direct deposit distributions, which speeds up the application process.

Does my employer need to know the purpose of my direct deposit distribution?

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No, your employer will not be notified about the purpose of your direct deposit distribution. The setup is similar to depositing your paycheck to multiple bank accounts.

Who are the digital partners and what do they do?

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Pinwheel and Argyle are third-party service providers that allow for your information to be quickly and securely verified in just a few clicks, which saves you time in the application process and, if approved, helps get your funds to you sooner.

Check out EverFi Financial
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Lendly is not a lender and does not make a firm offer of credit. Lendly connects interested persons with a third-party lender. Lendly loans and Lendly lines of credit are not available in every state.

A bank account is required in order to obtain a Lendly loan or Lendly line of credit. Lendly loans require setting up repayment through a payroll direct deposit. Learn more about payroll direct deposit here.
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Lendly customers who qualify for a line of credit can click here to see our line of credit charges and terms. 
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In all states where Lendly loans and Lendly lines of credit are provided by a lending bank, the lending bank maintains the critical control of the loan origination, underwriting approvals, regulatory, and compliance oversight management. Lendly is an authorized servicer of the lending partner bank. This means you will maintain your loan or line of credit account through Lendly.
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Florida loans are subject to a Documentary Stamp Tax. The amount of this tax, which is 35 cents per $100 or a portion thereof, will be added to your Lendly loan if your application is approved and funded.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account, you will be asked for your name, address, date of birth, and other information that will allow you to be identified. Your driver's license and other identifying documents may also be required.