Why Use Lendly?
When you’re weighed down by money troubles, a CC Flow Line of Credit serviced by Lendly can help alleviate some of the pressure. You can get the cash you need, right when you need it — even if you don’t have perfect credit.
Here are some reasons to choose Lendly when considering a personal line of credit:
Flexible Cash Advance Amounts
Line Increases Up to $5,000
First-Rate Customer Service
Could Boost Your Credit Score
This is a big difference from the payday loans many people turn to when they need cash fast. Plus, you don’t need to have a perfect credit history to get approved! And, you can see first if you’re pre-qualified without affecting your credit score before submitting a completed application.
What Is a Line of Credit?
A line of credit, or credit line, is a preset amount of money that a lender has agreed to lend you. The line is open-ended with no set term or time frame. This makes a line of credit a type of revolving credit. Like a credit card, a credit line comes with a limit. But with a line of credit, you can withdraw cash up to your credit limit, whenever you need it, for whatever you need it for, then pay it back over time.
Sound like the financial help you need? Go ahead and apply!
Apply NowFAQs
Is my credit checked? What are the requirements?
Yes, a credit check will be done as a part of the application process, but this is only one factor taken into consideration for credit line approval.
How long does it take to get my application approved?
The application for a CC Flow Line of Credit serviced by Lendly is designed to be completed within minutes. Your application is connected with our digital partners, who help verify your information. That way, you can receive a credit decision fast.
What line amounts are available?
Currently, the highest available line of credit amount at origination is $1,500. Please note that not all applicants will be approved for this amount.
Are line of credit increases available?
Yes, open accounts are reviewed periodically to see if they qualify for a line increase. If your account receives an increase, we will email you letting you know the good news.
What is the minimum cash advance?
You can take a cash advance for as little as $25 on your CC Flow Line of Credit serviced by Lendly.
What is the difference between a loan and a line of credit?
A loan gives you a lump sum of money that you repay over a set period of time. A line of credit is open-ended — you’re free to take cash advances as you need them, up to your available credit limit.
How long will my line stay open?
Your CC Flow Line of Credit with Quill Bank is open-ended, with no set time frame.
