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If you think something was entered incorrectly, you may reapply by logging in and submitting a new application. If a third party verification service caused the denial, you can contact that provider to review or correct your information. Please reference your Notice of Adverse Action (NOAA) for more details.
Yes. Employment history and income are reviewed, and your information is verified using trusted third party services. Incorrect information may affect your eligibility.
Lendly works with CC Flow and CC Connect, divisions of Capital Community Bank (CCBank) in Provo, Utah. CCBank is the lender that maintains the critical control of loan origination, underwriting, and regulatory oversight for the CC Connect installment loans and CC Flow lines of credit.
Yes. A credit check is part of the application process, but it’s just one factor considered in the application process. A low or limited credit history does not automatically disqualify you. A credit inquiry may appear on your report and may affect your score.
Yes! Lendly has years of experience and thousands of positive customer reviews. With 7,100+ Trustpilot reviews and a TrustScore of 4.7, customers consistently rate Lendly as friendly, helpful, and easy to work with.
Several trusted third party services are used in the application process — including Pinwheel, Argyle, EDGE, and Socure — to securely verify your information and speed up your application and funding process.
Your information is protected through secure, encrypted transmission. Only authorized systems can access your data, and it is used solely to serve you according to our privacy policies.
Yes. Payment history is furnished each month to Equifax, TransUnion, and Experian.
Yes! A lack of credit history will not automatically prevent you from being approved.
Reply STOP to any Lendly text message, or email TheTeam@Lendly.com to opt out of SMS communications.
Not currently — but our website and online application are designed to work smoothly on all major mobile devices.
No. Only the applicant’s income is considered in the Lendly loan application approval process. Also, alimony, child support, or separate maintenance income need not be disclosed if you do not wish to have it considered as a basis for repaying the obligation.
Lendly products are limited to one product per customer.
Most Lendly loan applications receive a loan decision in just a few minutes. If additional information is needed, we’ll guide you through the process step by step. Please note: approval is never guaranteed.
Apply online from any computer, tablet, or mobile device. Click “Get Started” on our homepage. Need help? Call us at 1 888 8LENDLY (1 888 853 6359).
Lendly is an authorized servicer and marketer of financial products originated by a bank.
Your privacy is important to us. We will never sell your information and we promise not to spam you.
