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Get prequalified in moments, by just providing a few details about yourself. Once you're prequalified, the rest of the application is designed to be completed within minutes. We will connect your application to our digital partners, who help verify your information. That way, you can get fast cash when you need it.
Yes. Lendly will do a credit check as a part of the application process, but this is only one factor taken into consideration.
Yes! Lendly has years of experience servicing financial products. With over 7,100 reviews on Trustpilot and a TrustScore of 4.7, see what our customers are saying about their friendly, Lendly experience.
Lendly is an authorized servicer of financial products. This means you will maintain your account through Lendly.
Third-party service providers allow for your information to be quickly and securely verified in just a few clicks, which saves you time in the application process and, if approved, helps get your funds to you sooner. Our third-party providers include; Pinwheel, Argyle, EDGE, and Socure.
We will email you every step of the way to keep you updated on the status of your application.
Lendly ensures that every customer's data entered online is secure. All information that is entered online is only transmitted over the internet using an encrypted form directly to encrypted data services, where it can only be accessed and used to serve that customer per our privacy policies.
If you have more than one source of income, use the one that provides you with your highest net income. Alimony, child support, or separate maintenance payments need not be revealed if you don't want the creditor to consider it in determining your creditworthiness.
If you feel as though you entered information incorrectly on your application, you may reapply at Lendly.com. Lendly utilizes third-party services for validating information on your application. If the denial was a result of one of these services, you may contact that vendor to discuss information you feel was reported incorrectly. Detailed denial information will be provided in your Notice of Adverse Action which can be found in yout customer portal on Lendly.com/login.
Yes. A lack of established credit will not necessarily disqualify you from getting a Lendly product.
Complete our prequalification process to check for an offer without impacting your credit score. Once you select your offer and continue with your application, your credit will be pulled from a credit reporting agency. A credit inquiry will appear in your credit history, which will impact your credit score.
Text STOP in response to any text message received, or send an email to TheTeam@Lendly.com informing us to opt you out of SMS communications.
To change the email address associated with your account, please contact the customer success team at 1-888-8LENDLY (1-888-853-6359) for assistance. For password changes, simply go to Lendly.com/login and click on the "Forgot Password" link, and follow the instructions provided.
To update your banking information, log in to your customer portal at Lendly.com/login.
To change the address associated with your account, please log in to your customer portal at Lendly.com/login.
Yes. Your employment history and income will be reviewed, and third-party services will be used to verify the information you provided in your application. Inaccurate information in your application might disqualify you from getting a Lendly product.
Only the applicant's income is reviewed during the application process. Alimony, child support, or separate maintenance payments need not be revealed if you don't want the creditor to consider it in determining your creditworthiness.
Yes. There is no penalty for paying more than the required amount or paying off your product early. Additional payments can be made in your customer portal by going to Lendly.com/login.
Repayment by debit card or ACH is setup as part of the application process. You can edit your payment method in your customer portal on Lendly.com/login.
Lendly is a marketer and servicer of financial products and works with multiple lenders. Lendly products are limited to one per customer.
The Lendly application requires the use of a computer, tablet, or mobile device.
The Statement Balance Fee is charged every Billing Cycle and is calculated based on the current Cash Advance Balance you have outstanding at the end of the period.
For the Lendly line of credit, Lendly works with CC Flow.
Get prequalified in moments, by just providing a few details about yourself. Once you're prequalified, the rest of the application is designed to be completed within minutes. We will connect your application to our digital partners, who help verify your information. That way, you can get fast cash when you need it.
Yes. Lendly will do a credit check as a part of the application process, but this is only one factor taken into consideration for credit line approval.
No. If you miss a payment on your Lendly line of credit with CC Flow, you cannot take a cash advance until your payments are caught up.
Yes. When you request a cash advance, you will select the debit card or bank account you would like the funds deposited into.
You can edit your deposit and payment accounts anytime in your customer portal on Lendly.com/login.
No, an advance fee is not charged when you take a cash advance on your line of credit.
You can take a cash advance for as little as $25 on your Lendly line of credit with CC Flow.
You will receive a statement 14 days before your due date. In most cases, payments are due on your pay date. The only exceptions are those who are paid weekly. Weekly-paid customers will make payments biweekly. Those paid semi-monthly will make payments monthly. You can view your statement at any time in your customer portal at Lendly.com/login.
Your line of credit with CC Flow is an open-end lending product that allows you to borrow funds from your available credit. This means active lines of credit will remain open indefinitely.
CC Flow will periodically review open accounts and provide line of credit increases. If your account receives an increase, we will email you letting you know the good news.
To close your line of credit, you can contact our customer success team at 1-888-8LENDLY (1-888-853-6359). Your line of credit must be paid in full in order to close it.
A loan gives you a lump sum of money that you repay over a set period of time. A line of credit is open-ended, you're free to take cash advances as you need them, up to your available credit limit.
A line of credit, or credit line, is a preset amount of money that a bank has agreed to lend you. The line is open-ended with no set term or timeframe, you're free to take cash advances as you need them, up to your available credit limit, as long as you're making on-time payments.
To take a cash advance from your line of credit with CC Flow, log in to your customer portal at Lendly.com/login. Select your line of credit and input your cash advance amount and select how you would like the money deposited.
The Lendly line of credit with CC Flow is currently offered in Hawaii, Kansas, and Ohio. If you don’t see your state, check back periodically, as additional states are always being added.
If you choose to receive your cash advance on your debit card, you can expect to receive your advance in as fast as 1 hour. If you choose to get your cash advance deposited into your bank account, you will see it in as fast as 24 hours but could take up to 3 days depending on your bank's processing time after the funds are sent.
At origination, lines are available up to $1,500 based on a number of factors including income and credit quality. Overtime, with positive payment behavior lines can go as high as $5,000.
There is no interest charged on your Lendly line of credit provided by CC Flow.
See if you qualify for a Lendly product by applying online at Lendly.com.
With your CC Flow line of credit, you will only be charged a Statement Balance Fee which is based on your average daily balance during your billing cycle.
Lendly is a marketer and servicer of financial products and works with multiple lenders. Lendly products are limited to one per customer.
There are no penalties for making additional payments or paying off your line of credit early. Making additional payments will help you pay off your line of credit faster and will save you from paying as much interest!
Your privacy is important to us. We will never sell your information and we promise not to spam you.
