Money Tips

Personal Finance

No matter if it's advice on how to save and budget, or how to find the best lender online, Lendly is here to help make your personal finances less challenging.

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Learn Your Loans: Secured vs. Unsecured Loans
Learn Your Loans: Secured vs. Unsecured Loans

Secured or unsecured? Find out which loan type is best for you. From collateral requirements to interest rates, know the options before you borrow.

Learn Your Loans: Payday Loan vs. Installment Loan
Learn Your Loans: Payday Loan vs. Installment Loan

Compare payday loans vs. installment loans. Understand repayment terms, rates, and eligibility so you can make an informed choice for your financial needs.

What Is a Credit Score?
What Is a Credit Score?

Credit allows for purchases without immediate cash. Your credit score, influenced by payment history and credit utilization, affects loan terms. You can improve it with timely payments and reducing debt.

How Much Should You Spend on an Engagement Ring?
How Much Should You Spend on an Engagement Ring?

Popping the question involves planning and budgeting. Engagement rings average $5,500 but don't have to break the bank. Save with tips, consider financing, and explore alternatives.

How to Build a Credit History for Your Child
How to Build a Credit History for Your Child

Empower your child's financial journey by laying the groundwork for their credit history by co-signing a loan or adding them as an authorized user.

Save Money with These 6 Lifestyle Changes
Save Money with These 6 Lifestyle Changes

When it comes to saving, every dollar truly does count. However, you may constantly feel as if you never save enough. To seriously increase your savings, consider making some fundamental lifestyle changes. Some may not work for you, but others can help your savings skyrocket. Determine what works best for you, and determine how to save serious money.

5 Big Budgeting Mistakes to Avoid
5 Big Budgeting Mistakes to Avoid

Budgeting is crucial for good personal finance and requires regular revisions and updates. It's important to set up spending alerts, accurately calculate bills, create an emergency fund, have open communication about expenses, and establish a budget to avoid overspending and save for the future.

4 Tips for Choosing the Right Credit Card
4 Tips for Choosing the Right Credit Card

Learn which features to consider when choosing a credit card, including interest rate, credit limit, rewards, fees, and penalties. Using a credit card irresponsibly can end up costing you money and negatively affect your credit score, but using a credit card responsibly may help you build credit and earn rewards. By researching different cards and sticking to a budget, you can find the best one for you and reap the benefits.

5 Common Insurance Mistakes to Avoid
5 Common Insurance Mistakes to Avoid

Insurance is an item that we frequently are forced to have, but don't want to use. Every penny paid seems like a waste until you finally need it. That's when you don't want to find out you've made a huge mistake and saved a few bucks to be on the hook for thousands. As long as we have to do it, let's do it right.