Receive $1,000 to $2,000 in as fast as 24 hours, even if you have bad credit. Fair and friendly — that’s the Lendly loan by CC Connect. Get your Ohio-savvy loan with just the click of a button.
It doesn’t matter if you’re a Bengals fan, a Browns fan, or someone who doesn’t root for any Ohio sports team. All Ohioans can apply for a Lendly loan by CC Connect quickly and easily. The application usually takes just five minutes! Here’s all you need to get started:
Personal Information
Employer & Income Information
Banking Information
The application is as simple as it sounds. You just need to complete some automated verification steps, and in some cases, some additional documentation may be needed. But don’t worry, we will walk you through the process and make it as easy as possible.
Technically, payday loans are still legal in Ohio. But payday loans are significantly different from installment loans, and not necessarily in a way that benefits the borrower. In some states, for instance, payday loans can have an annual percentage rate (APR) of over 600%, which can easily worsen a borrower’s financial situation.
While a step in the right direction, however, these limitations — such as capping short-term payday loan amounts at $1,000 — can also prevent borrowers from receiving the amount of cash they need in a financial pinch. One of many reasons an installment loan may be more advantageous for Ohio borrowers.
At Lendly, we know financial setbacks are a part of life. We don’t believe a poor credit score should prevent you from getting a loan that can help ease financial pressures. That’s why Lendly works with CC Connect, who can loan you the cash you need, right when you need it.
Lendly provides personal installment loans funded by CC Connect for those in Dayton, Toledo, Cincinnati, Cleveland, Columbus, and everywhere else in the Buckeye State. Loans range from $1,000 to $2,000 and are funded in as soon as 24 hours. That way you can relieve financial pain points with greater ease.
Repayment is easy too. Lendly loans are payable by payroll direct deposit. Whether you work at the nearest Walmart or The Ohio State University*, Lendly’s payroll linking technology will help you set up automatic payments directly from your paycheck. So, you never have to worry about missing a payment.
You can also make payments gradually. Unlike payday loans, personal installment loans don’t require you to pay off your full loan amount all at once. Instead, you can make set payments over time. And if you want to pay off your loan early— a move that may save you money on interest — you can still do that too!
Since payday loans are personal, unsecured loans — as opposed to secured loans, such as title loans, where you have to put up your car or other assets as collateral— you can apply for bankruptcy on payday loans in Ohio. In other words, you can file to have your payday loans completely discharged. But while bankruptcy can relieve you from debt, it can also have a severe negative impact on your credit. So much so that you might not be able to take out other loans for a considerable amount of time.
This is one reason it can be better to take out installment loans — which may be easier to repay since you can make set payments over time — than payday loans that you’d have to repay all at once.
A payday loan lender, much like lenders of other loan types, is able to garnish your wages in Ohio. But only if they’ve acquired a court order giving them permission. And to get that, they would have to file a lawsuit and take you to court — within six years from your failing to make payments, considering Ohio’s statute of limitations. To avoid this, it’s important to make sure you repay your payday loan on time.
Need money fast, but aren’t sure you’ll be able to repay the full amount of a payday loan by the time it’s due? It may be wise to consider applying for an installment loan instead. After all, an installment loan may have friendlier borrowing and repayment terms — especially with a Lendly loan.
*These loans are not provided by, promoted or sponsored by Walmart or The Ohio State University, the Bengals, or the Browns.
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