Personal Installment Loans in Florida

What Do You Need to Apply?

Floridians can apply for a Lendly loan by CC Connect quickly and easily — the application usually takes just five minutes. All you need to get started is the following:
‍
‍Personal Information‍

• Name
• ‍Date of Birth
• Physical Address
• Email Address
• Phone Number
• Social Security Number

Employer & Income Information

• Employer Name
• Hiring Date (Month and Year)
  
• Take Home Amount (Per Paycheck)
• Additional Income Amount (Per Month)

Banking Information

• ‍Bank Name
• Account Type
  
• Routing Number
• Account Number

The application is as simple as it sounds. You just need to complete some automated verification steps, and in some cases, some additional documentation may be needed. But don’t worry, we will walk you through the process and make it as easy as possible.

Why Choose Lendly?

• ‍Easy to Apply: You can apply online in a matter of minutes.
• Fast Funding: Receive the full loan amount from CC Connect in your bank account in as fast as 24 hours.
  
• First-Rate Customer Service: Have questions? We have answers. Need a helping hand? Grab ours. Lendly supports you with world-class customer service from application to final payoff. 
• ‍No Hidden Fees: No application fee, no loan origination fee, and no prepayment penalty. With a Lendly loan, what you see is what you get.

• ‍Automatic Payments: Lendly’s payroll linking technology makes it easy to set up automatic payments from your paycheck, so you never have to worry about forgetting a payment.
• Could Boost Your Credit Score: Lendly doesn’t want you to have bad credit any more than you do. That’s why your payment history is reported to the three major credit bureaus. Keep making on-time payments and you could see a bump in your credit score!
  

In addition, there are no limitations on how you use the Lendly loan by CC Connect. That’s part of what makes it such a great alternative to FHA loans in Florida.

Installment vs. FHA Loans in Florida

Federal Housing Administration (FHA) loans are two different things. An installment loan is a type of loan where, if approved, you receive funds all at once and then pay them back gradually, in installments (e.g., monthly, biweekly, etc.). These funds can be used for anything you need, including unexpected expenses such as the following:

• Vehicle Repairs
  
• Medical Bills
  
• Home Repairs

Alternatively, an FHA loan is a type of home loan. It is insured by the FHA so that an FHA-approved lender can offer borrowers a better deal than a conventional home loan, even if they have bad credit.

Instead of FHA loans, Lendly offers online installment loans provided by CC Connect for those in Miami, Jacksonville, Tampa, Orlando, Tallahassee, and everywhere else in the Sunshine State. Loans range from $1,000 to $2,000 and are funded in as soon as 24 hours. That way you can handle sudden financial tough spots with greater ease. 

Repayment is made easy too. Lendly loans are payable by payroll direct deposit. Whether you work at Publix or at Walt Disney World® Resort*, Lendly’s payroll linking technology will help you set up automatic payments directly from your paycheck. So you never have to worry about forgetting a payment.

These payments can be made gradually since, unlike payday loans, installment loans don’t require you to pay off your full loan amount all at once. But if you want to pay off your loan early — a move that can save you money on interest — you can still do that too!‍

Can You Have More Than One Loan in Florida?

Right now, borrowers may only have one Lendly product open at a time. And while there is technically nothing preventing you from applying for different loans from multiple lenders at the same time, it could do more harm than good. Applying for multiple loans within a short time span can worsen your credit score and flag you as a risky borrower to lenders — making it even harder to secure a loan with bad credit.

This is part of why it’s best practice to apply for just one loan at a time. And when you do this, you can apply for a new Lendly loan with CC Connect right after you finish paying off the first one. Or you can refinance your initial loan to get additional cash even sooner.